Cigna Corp. in liver-transplant-coverage controversy - MarketWatch

Cigna Corp. in liver-transplant-coverage controversy - MarketWatch: "Cigna stands by liver-transplant-coverage decision
Insurer initially denied funding, then reversed itself, but patient, 17, died"

This being a MarketWatch article, the reader comments are a bit more pertinent than you typically get on a story of this type.

One interesting comment notes that we pay routine car maintenance out of our regular budget, and car insurance is used only for catstrophic damages. This is how insurance normally works - maintenance is an operating cost to be borne by the user, and unexpected major expenses are covered by the insurance companies. We have perverted the idea of "insurance" in health insurance by putting routine maintenance costs into the bucket, then expecting to have enough left for catastrophic costs.