Why do emergency rooms have to provide free care to injured people, but grocery stores don't have to provide free vegetables to starving people? How much would groceries cost if stores had to take care of the indigent? Why do we, as a society, say that emergency health care is such an essential need that it must be given away sometimes, while food and shelter remain commercial products that are only given away voluntarily?
Should a person who is bleeding to death wait for care while the hospital confirms insurance coverage? Certainly not. But why does the government put the burden of care on hospitals without providing a mechanism for funding that mandatory care?
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